![]() ![]() Readers may remember that Capital One Shopping no longer offers Walmart gift cards as a cash-out option, but a reader had provided a work-around ( here) which I used successfully ( update: a couple of readers have now reported that the work-around no longer works). Before placing the order, I cashed out my $101 Capital One balance for a Walmart gift card and used that to pay for half of the order. I found the Airpods Pro on sale at Walmart for $199 and I had an offer from Capital One Shopping for 10% back at Walmart. I use them all the time to listen to music and podcasts, the make phone calls, and as an earpiece when recording podcasts (I use a good microphone for recording my sound, but I use the Airpods to hear Nick). The next most urgent purchase was my Airpods Pro. As luck would have it, my cost after using my Microsoft Store credit was $350 and change! Replacement Airpods Pro Additionally, I had an Amex offer for $50 back on $350 or more from the Microsoft store. To buy the laptop, I shopped through RetailMeNot to the Microsoft Store in order to get $50 back from the portal. I had paid for those gift cards with my Business Platinum cards and so the cost to buy them had been fully reimbursed. Even better, I had $600 in Microsoft Store credit thanks to having bought Xbox gift cards through Dell when they were temporarily available in the spring (go me). I have a simple Microsoft Surface Laptop and I was happy to learn that the price for the exact model had dropped from about $1,300 to about $950. The most expensive item was the one I needed to replace most quickly: my laptop. ![]() I was curious if the $1,687 I got from the insurance company would be enough to replace everything I wanted to replace. Replacement CostsĪs I replaced each of the things in my backpack, and the backpack itself, I kept track of my costs. The backpack itself was valuable, plus I had lots of valuable stuff inside like my laptop, a backup cell phone, cash, and more. My insurance has a $2,000 deductible, but I still got $1,687 in cash from State Farm. That increase could just have easily been due to inflation as anything else. Yes, that’s an 11% increase, but hardly enough to fret about. My condo unit-owners insurance increased by $66 to $657 per year. ![]() My new insurance bill arrived recently and yes, the rate had gone up, but not by much. Yikes! Luckily, neither of those negative outcomes have happened (at least not yet). State Farm would certainly jack up my rates to infinity or drop me altogether. Then, a number of readers scared the bleep out of me by confidently insisting that I shouldn’t have filed the claim. See: Stolen backpack update – homeowners insurance to the rescue I was excited that my condo unit-owner’s insurance covered the theft and that they paid out so quickly. I discovered that my homeowners insurance (really condo-unit-owner’s insurance) covered theft and they paid out right away. Additionally, State Farm was super easy to work with. Whoever had stolen my backpack was going wild trying to buy expensive things with each of those cards.įor more about the hunt, see: Hunting my stolen backpack in Santiago Chile.įortunately, my passport, primary wallet, and phone were all safe in my pockets. My backpack contained my travel wallet ( read about that here) which had credit cards that I like to travel with but which I don’t like to keep in my primary wallet. Within minutes, I started receiving messages from credit card issuers for questionable charges. When we arrived at our hotel, we found that my suitcase was still there, but my backpack wasn’t. While I usually keep my backpack with me, I had put both my backpack and suitcase into the trunk because four of us had to squeeze into a small back seat. In the middle of all this, when we arrived in Santiago, we put our bags into the trunk of an Uber and crowded into the back seat. ![]() In June, for our Party of 5 challenge, the Frequent Miler team traveled from San Francisco to Tokyo, to the Philippines, to Macau, back to Tokyo, back to San Francisco, to Los Angeles, to Santiago, to Buenos Aires, to Iguazu Falls. ![]()
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